For Individuals

College Financial Planning

How Can You Pay for Your Kid to go to College, Spend and Save as You Are Now, and Increase the Amount of Money You have for Retirement?

Elder Care Financial Care

Finally… Worry Free Financial Management for Your Aging Parent or Family Member.

Estate Planning Done Right

Make Sure Your Family Transitions Prepare Your Children and Your Family for Financial Freedom.

Time Management Software Choices for Columbia Businesses

Tax “season” is over – at least for most of us. For all of the tax-exempt organizations out there operating on a calendar year basis, just a little nudge regarding the May 16th filing deadline. We’re here to help.Now, however, despite the relief that comes with the...

What is the Best Payroll Software for Your Columbia Small Business?

Every Columbia business owner in today’s inflationary environment is looking for ways to economize and improve: overhead expenses, workload, staffing needs, office space, supply chains, etc. It all feels stretched. We’re *all* feeling it, even here in Columbia.So it...

Small Business Accounting Software: A Columbia Owner’s Guide

For as long as trade has existed, so has accounting. Goods are sold, profit is made, expenses are accrued, and everything gets recorded (presumably, ha!). And it wasn’t THAT long ago that electronic spreadsheets were considered “a big advancement” in...

Business Budget Basics Columbia Owners Should Follow

Well, it’s now *officially* spring. Of course, that means the end of those cold winter months and the start of warmer, longer days, but it also means the possibility of disruption and stormy weather (especially in the south this week).And while we sure do love...

Pointers From Harry C. Hearn, Inc. For Handling Business Debt

While we all helplessly watch the war in Ukraine, we are also seeing the toll it’s extracting on our economy… and small businesses. Oil prices are skyrocketing and supply chain disruptions are becoming regular fare.The shock of the last two years hasn’t really worn...

Business Bank Account Basics for Columbia Business Owners

Have you been able to keep your mind clear? Have you kept your time-limited output and attention focused on your Columbia business? I hate to repeat myself, but this is so critical during these globally anxious days. Your business, your team – your FAMILY – is...

Hearn’s Tips for Successful Mergers and Acquisitions

With the events of the past week and whispers of world war, it’s pretty easy to get caught up in the non-stop fear cycle. Watching a full-scale invasion of Ukraine, anxiously waiting to see if China will invade Taiwan, hearing Turkey issue threats to Russia if they...

Small Business Mentoring For Your Columbia Business

Did you know that about 20% of small businesses fail in their first year? That’s a daunting statistic for anyone starting a new Columbia business. And, even scarier, is the reality that companies with owners younger than 30 are even more likely to tank....

Succession Planning 101 for Columbia Businesses

Whether you’re partial to the Olympics or American football, this past week has brought some great athletic entertainment to many Columbia homes and businesses. As we speak, the U.S. has managed to grab 16 medals – 7 of them gold. Among those gold medal winners...

Saving on Office Space for Your Columbia Business

Office space can be a big part of owning your own business. It can be a pretty big expense, too… And of course, the past two years might have changed how you do business in that Columbia office – a lot. Maybe you have more people working from home. Maybe you’ve...

How You're Missing Legal Tax Deductions

Here’s a certain truth: the State and Federal Government would love to have more of your hard-earned money in their accounts. Sure, even though it’s painful, none of us begrudge paying our legal and fair share of taxes.

But the problem is that regular taxpayers, like you, are missing out on legal and safe deductions, to the tune of hundreds of millions of dollars in unclaimed refunds every year!

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